My mother, the all-knowing, all-seeing font of feminine hygiene wisdom, once instructed me to always make sure that I dry myself off completely "down there" after taking a shower or bath. She said that doing otherwise would leave the area open to mold, fungus and the possibility of mushroom growth.
It's not true. Don't ask me to divulge all the nitty gritty details of my towel-less escapades, just know that it's not true. That should be good enough for you. And thank the Merciful Overlords Of The Fungus Kingdom that it's not true either because if it was you'd be looking for a Gynecologist who also holds a degree in Agricultural Studies. And can you even imagine the tragedy that would befall you if you unwittingly stumbled right into the middle of a stampeding herd of specially trained truffle-sniffing hogs and you got trapped there?
No, my friends (MY FRIENDS??!!? WTF? Am I turning into John McCain?!!?) you probably don't want to sully your pristine towel by applying it to your nether regions, and that's perfectly okay. The laws of nature won't punish you for it.
*This goes a long way towards explaining why I hated mushrooms as a child. I also felt pity for those poor little Smurfs, forced to live inside a whole stenchy village constructed of nothing but slimy butt mushrooms.*